I used this online and it never showed me the full charge until I halter I had filed the return. It is not free federal filing if you need schedule 2. If you had health insurance through marketplace.gov schedule 2 information is required. So it would be $46.95. That plus $54.95 for state taxes cam to just obver $116. Then AFTER I HAD FILED it said I would be charged and additional amount for handling a bank transfer fees.I had chosen to pay by having it deducted from my return., and it took $172 rom my state return so got less than $10 back. You would be better off buying the software from HR Block or Other company so you know how UCB it will cost you without hidden charges that you can't get out of. Plus there is no online support.