Reviewing the sites FAQ you have to have a mimum $10. 00 for them to deposit the funds only into a PayPal acct. The Jolly also requires you to wait until the stores return policies lapses, which could be months before your account is with credit's! Now your cash back is around 1. 0% so do the math. Oh if you close your account, you lose all your money in Jolly acct. If not $10. 00! Jolly doesn't include any shipping or taxes, or other coupons. You go through Jolly site to get to store for your rewards. To me I most likely can get a coupon with at least 25% off, then receive my cash back right then. Their deals, nothing special at all. Like I said a coupon or promo code would be a higher and quick return of cash instead of earning % and waiting for months for your $10. 00 which you need to remember to request. My Jolly emails just got routed to my SPAM/DELETE. Enter site at your own risk. The company is not US based I think Iran or India? This isn't user friendly at all or in your best interested to join by installing their app as rumor has it, very difficult to remove.