People PLEASE stay aware from this guy! If you can report this to the BBB please do. This is unreachable and I think he is operating a scam. Played phone tag for 4 days then finally i demanded he return my call promptly and at least give me a status of my application and he got upset and said he is worried that I will become rude like this was asking for the loan bank? Smells like fish to me and a scam. Please beware of Roy Parker if that is his real name.