Ryan Gray and David White are two of the worst loan officers i have ever had! David was arrogant and rude i felt like he was lying to me didn't care about me or my business just wanted to get as high of an interest rate out of me as possible didn't care if a 2 year loan was bad for me. When he didn't meet an agreed a pond closing date he went off the deep end and yelled and threatened me about losing my $13,000 down payment.
To anybody reading this DON'T use Balboa for any financing bad company!