Balboa Capital

Your rep kept on calling but I am so scared to give out my social security number because I have been ripped off before for a lot of money. Really bad experience! I was a victim of Wells Fargo credit and also of lenders which my ex employees signed fraudulently. When I finally needed help, your company gave me a good rate to buy equipments that I need instead of renting. Thank you!

I purchased 2 used work trucks. After paying cash I decided to finance in order to replenish my cash. Other than taking a month to complete the funding I was very happy to work with Tye Malcolm. After we complete this contract I will be approaching them for future needs.

Thank You,
Howard Richter.
Sierra Remodeling And Home Builders.

The email responses were very fast, and possibly thorough to an accountant, but as a business owner, I had to reply to emails to pull the information I needed out from customer service. So I picked up the phone and with a short wait time, my questions were answered.

Lacking.
Lacking in communication, lacking in care, lacking in most areas for the most part.
Hopefully the current account/loan we have with you, we will see changes in the Communication. The first loan experience was LACKING.

I was informed that I'm approved but they can't finance the truck do to the owner of the truck had a bankruptcy. Wtf do you say to that. I'm buying the truck you're financing me not him. I had the owner call James him self talking about oh I just said that because what I promised moe a 4.5% finance rate but actually got 8% finance rate and that's why he didn't tell me the truth.

I purchased 4 espresso machines for my restaurants; the transaction was smooth and efficient. Communications was timely and the whole process took only a couple of days.

They worked hard for me to finish getting our equipment. They overcame the obstacles work through them. Christion Roat return my calls in a timely fashion. What more could you ask for.

THIS IS THE WORST FINANCIAL COMPANY YOU WILL HOPEFULLY NEVER ENCOUNTER! NOT ONLY DO THEY CHARGE YOU FOR INTERIM RENTS ON EQUIPMENT, THEY STICK WITH YOU A 10% BUY-OUT CLAUSE, AND NOT TO MENTION THE PENALTIES IN THE "FINE PRINT!" THE BBB IS WELL AWARE OF THE SHENANIGANS! I CAN ONLY WISH I CAN GIVE A "NO-STAR" RATING!

The application online was simple. The entire process was finished in less than 1 week. I felt very comfortable with the process. My representative was easy to communicate with.

I asked direct questions and the answers did not meet Balboas actions. I appreciate the lease, just wish I would get a straight answer. I dont think the bait and hook tactics are needed.

Very easy and pleasant experience. Everyone I spoke with was friendly and helpful. Will definitely be at the top of my list for any future financing needs.

Thank you! This is the kind of help that small businesses need every now and then to survive in this harsh economy..

Not out front on terms and fees. If you decide to pay off early you will be charged the full interest amount of the total loan.

Great experience and timely response. Ryan and Geoff and all parties were easy to work with. Time schedule was met and all challenges were resolved.

Miguel made an equipment purchase straight forward and was extremely helpful keeping me informed during the whole process

They were very helpful and worked with me on getting financed and would definelty work with this company again

My experience with Balboa was amazing. Rishi was utmost professional and pleasant person to work with.