After having no success with the leads offered through smart financial I have tried to get in contact multiple times with my sales manager Jerney and have gotten no response back. Also charged my credit card without authorization and has not responded to any contact regarding this as well. Leads are not refunded and you're given a credit so you can get more crappy leads with no real refund that applies at all. Seemed quick to help at first but as soon as they hear you want to cancel they stop all contact and try to steal your money.