Honestly, I've never wrote a review ever in my life. I just feel as if it's doing to much. But this bank is HORRIBLE. They take hours to answer the phones, it was a time money was taken without my permission but the woman wouldn't dispute it. You can't add their card to Apple Pay. After 9 you can't transfer money, after 5pm any money from cash app wouldn't appear instantly, so you'll do better pressing the next day. It's just horrible.