You honestly just have to be smarter than the site you are on I actually did what most people do signed up and added a card when I purchased shoes but I found out on here about the monthly charge and all I did was take one of my old gift cards that surly had nothing on it and edited my billing info added the gift card and checked my credit card monthly there was nothing on there monthly from just fab... go around them I love their shoes and will continue to shop with them