I am only a few days past due and they have been calling non-stop so I don't answer the phone cause I can't pay for another couple of days. Well, this morning at 11:18 am Pacific time, my cell phone started ringing and the caller ID showed mom and dad so naturally I answered thinking it was my mom. Instead, it was some Indian lady calling from Gettington! I hung up and immediately texted my mom asking if she just called me and she said no. Those gettington reps somehow broke into my cell phone, got into my contacts list and chose a contact they know I would answer the phone for. Now, they're not getting a dime from me. I have filed a complaint with the consumer protect agency and I intend to find out how they got into my cell phone.