Swagbucks has too many ads that take pc and phone memory and often short before one actually gets paid. The surveys have too many errors and often keep you answering repetitive questions long past the time listed for survey to often say you did not qualify after you answer endless questions for about 1 hour. One can submit screen shot proof for Swagbucks credit if you catch this before the survey ends.
Than you have to answer more questions and wait around. Swagbucks gives you more third degree work to get paid for what the surveys and offers should pay as promised here immediately after your Swagbucks work ends. The Discover offers often do not give the promised Swagbucks either. If you have a lot of free time and do not mind doing extra online research work I recommend this. I work fast And am used to this. I benefit well by earning gift card credit as well as bonuses.