I have had PayPal for several years for my business. Had a perfect record with them. Used them for receiving down payments on eBay. My son has same name as me tried to open account with PayPal. Then crap hit fan PayPal shut me down won't let me remove my bank accounts or anything. Greatly affected my business. I now tell all my customers to avoid PayPal like the plague! I wouldn't be so upset if I could of at least got a reasonable response from PayPal as to the action they took. It is impossible to get a hold of a warm body on the phone with customer service. I'm sure a complete misunderstanding on PayPal fault but to shut me completely down was insane and now I see why they have so many bad reviews. ALL IN ALL AVOID PAYPAL!