This service was sold to us as a 'payment plan option.' After paying nearly $600 in payments on a dryer that was sold to us for $$629, the buyout price is over $300. Ridiculous! Please don't get into a plan with these people. It's a complete racket! They sell it as something very different. Apparently there is an option to pay off the balance in 90 days and avoid this, but that option was never shared with us.