I started using Smilebox (Hallmark) as a "free" program, but became a subscriber over 8 years ago. With a subscription there were more theme designs and no ads. I have put my photos into slideshows, invitations, save-the-dates, and photo collages in a theme of my choosing and wording with or without music. It is easy for my contacts to receive the creation by email without having to sign up or be a member of SmileBox. An added feature is SmileBox Central which allows contacts to RSVP to a created digital invitation. As noted by other reviewers, your credit card is used for auto-renewal and yes, it is not one step or call to cancel the subscription. Another issue is that creations are saved in a file on your computer, so if you access your SmileBox account on another device, your creation designs are saved and accessed only on that device. Overall I am satisfied with SmileBox for the variety of design and ease of modifying some of the details.