Not only do they kill you on interest rates, they're one of the most difficult companies to work with. With everything going on with COVID19, most companies have compassion. I was 5 days late, payment do on the 4th, pure over sight. I went to make a payment on the 9th and discovered they shut off the card.
I called and sat on hold for over 45 minutes, they claim "due to COVID19". WOW!
Get a Discover card!