APUS is a scam. I was assured when I enrolled that I was eligible for the loan and pell. I emailed them several times about the refund and they told me everything was o. K. Then when the time come that it was too late to withdraw they told me I would not be receiving the loan and they would have to keep all of the pell grant. Please do yourself a favor and do not attend this company. You will regret it if you do.