• PayPal

PayPal

Is this your business?

Overview

PayPal has a rating of 2.1 stars from 2,745 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about PayPal most frequently mention customer service, credit card, and bank account problems. PayPal ranks 167th among Money Transfer sites.

  • Service
    574
  • Value
    521
  • Shipping
    217
  • Returns
    251
  • Quality
    489
Positive reviews (last 12 months): 8.5%
Positive
15
Neutral
5
Negative
157
427
See all photos

What reviewers want you to know

Positive highlights

  • Another aspect that sets PayPal apart is its excellent customer service.
  • I dont' want to alway have to use my bank & credit cards.It is great my transfers are instant, I use it everywhere.

Critical highlights

  • We found out the hard way that PayPal can freeze an account and hold the money for 180 days.
  • But once again, with no warning, I could no longer access my account without giving them my phone number.
How would you rate PayPal?
Top Positive Review

“I would recommend this”

Andy P.
2/16/24

The money appears in your account the following business day, and the transfers are easy and rapid. I highly suggest it. Extensive accessibility on nearly all websites. Cons include phishing attempts and spoof emails sent to the official email address by people posing as Paypal, which implies ongoing cyberattacks.

Top Critical Review

“ZERO STARS”

L Y.
3/7/24

I had two fraudulent charges on my account and after repeatedly trying to address the issues via the app I had to call their "help center" only to be told that because I monitor my banking multiple times daily (due to past identity theft) and had to wait until a certain time of day to contact them that, the fraudulent charges made across country from me weren't fraudulent and they're doing nothing. Even though two more fraudulent charges tried to process after they were aware of what was going on. Another from the person that already defrauded me. Oh, but they're so sorry for the inconvenience and our hard-earned money being taken from our account.

Reviews (2,745)

Rating

Timeframe

Other

Reviews that mention popular keywords

180 days (54) phone number (44) customer service (443) credit card (216) bank account (144)
Thumbnail of user snickers4177
1 review
0 helpful votes
March 7th, 2024

I had two fraudulent charges on my account and after repeatedly trying to address the issues via the app I had to call their "help center" only to be told that because I monitor my banking multiple times daily (due to past identity theft) and had to wait until a certain time of day to contact them that, the fraudulent charges made across country from me weren't fraudulent and they're doing nothing. Even though two more fraudulent charges tried to process after they were aware of what was going on. Another from the person that already defrauded me. Oh, but they're so sorry for the inconvenience and our hard-earned money being taken from our account.

Service
Quality
Thumbnail of user paulm5328
2 reviews
3 helpful votes
February 2nd, 2024

I have proof of how Paypal won't help you if you are scammed! This is a serious problem! People with thief identity offering services are tricking people into sending money as friend, if you fall into doing that PAYPAL will DO NOTHING! They allowed this scammers to keep going instead of saying, "Ok we can't give you the money but we will freeze the account of this person," or "We are going to follow up about this email," NOTHING!

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Value
Quality
Thumbnail of user davida5404
1 review
0 helpful votes
May 6th, 2024

Known to be close peoples accounts and confiscate they're money for no reason even after giving them all your personal information Id Driving license bank statement etc.Thank you paypal for freezing my account an my money for no reason. I learned a lot by avoiding you. There are a ton of services out there with much lower fees that doesn't steal peoples hard earned money.

Service
Value
Shipping
Returns
Quality
Thumbnail of user joy.f022
1 review
0 helpful votes
March 7th, 2024

Paypal do not refer you to an adviser with problems, instead get a robot bod, that keeps repeating itself.

Also been waiting ages for a refund for something that I cancelled. Eg no item have been received or returned, however, it is taking a long time and it seems like, it is not the shop or the bank problem. So where is the problem?

I am also not sure how their resolution system works either, if no problems are referred.

Thumbnail of user shalondal4
2 reviews
2 helpful votes
January 13th, 2024

I've been with PayPal for years. PayPal today is not customer friendly. Fraud case against online scammers, I wasn't the only one that filed a complaint, PayPal denied the case stating we couldn't find anything. I found out this company is a financial supporter of PayPal while using it's platform for business reactions. Of course I was denied. It's all about their bottom line. There are other options to pay now besides PayPal, use those services.

Products used:
No product was use. Never received what I purchased.

Service
Value
Quality
Thumbnail of user wahl.rivka
17 reviews
32 helpful votes
December 14th, 2023

When you escalate a claim you assume PayPal reads the entire complaint however after my previous experience I have discovered they didn't understand the actual issue. They actually missed the entire point. The issue was about purchasing of insurance that didn't cover my item, the issue was not my item. There are 2 lessons here, retailers are now desperate so be careful and PayPal has clearly been outsourced as their grasp on the English language is clearly absent.

Thumbnail of user printer43204
1 review
0 helpful votes
March 6th, 2024

The cash out with smooth easy to do and happen without a hitch transferring to my Paypal account. I would recommend it to anyone

Thumbnail of user stevec2795
1 review
1 helpful vote
February 4th, 2024

I bought a black falcon drone
Used PayPal.
Even with evidence of this scam they refused
The company I bought it from was willing to credit the product purchased
Still, PayPal refused
I'm NOT ever going to use them again
Stay away
I figured they refused because it would have cost them the commission they made
Wish I could report the fraud they pulled on me
Stay away

Thumbnail of user jeffb194
1 review
10 helpful votes
February 3rd, 2024

Absolute nightmare organisation. Withdrew from Financial Ombudsman auspices. Acts entirely in their own interests. Insecure uncooperative, impossible to communicate with. Avoid at all cost. You are simply introducing another level of insecurity into any transactions you make.

Tip for consumers:
PayPal actually unbelievably, cooperated in a fraud against me and also passed personal information about me to an unauthorised third party. They can do this, because they are based in California and are not regulated by the Financial Ombudsman in the UK.

Products used:
None. Stopped in time. Beware: It is very easy to accidentally click on PayPal.

Service
Value
Shipping
Returns
Quality
Thumbnail of user denisea185
4 reviews
10 helpful votes
October 31st, 2023

I ordered some apparel articles from a Chinese company named Beambead. Half of the clothes never got to me. I complained to Paypal, proved my complaint with a fake shipping label provided by the company, and provided all the documentation to them. They still sided with the " seller", of course, because they make money out of the transaction. DO NOT TRUST PAYPAL! I am closing my account and I will never pay anything else through them.

Service
Quality
Thumbnail of user shawnsmith2676
1 review
1 helpful vote
February 14th, 2024

So I called about me having something in my shopping cart, but never order it. Yet 2 days later it went through as a order and they won't refund me. Said because it looks like I did from the iP address. This was crazy and the 2nd time I've experienced nonsense with PayPal. Won't be 3rd I assure you.

Thumbnail of user shirleyf935
1 review
1 helpful vote
February 17th, 2024

I was scammed from a seller on PayPal, and I reached out to PayPal for help.Theu contacted me and said they couldn't help me, cause I filed a dispute charge to my credit card company.I would recommend to everyone, not use PayPal,cause they do not stand behind the customer satisfaction policy.I was scammed by a China company,that didn't even specify that it was a Chinese based company on the selliers website.And PayPal doesn't want to get involved.People beware, please

Tip for consumers:
The scam company is Hotdealsus
Pilavix Pte Ltd

Products used:
Ladies blue jeans

Service
Value
Shipping
Returns
Quality
Thumbnail of user cecild10
4 reviews
5 helpful votes
February 13th, 2024

Terrible company with useless service

Terrible company with useless service. They have such convoluted policies that even their customer service is not able to clarify what it means. I made a payment to a customer and the customer asked me to cancel the transaction as the shipping address was incorrect. Paypal put the transaction on hold and said that it is under review. This is even after calling their support team. Can you imagine that? They told me that it was under review for 24 hours. But they could not tell me why it was under review.

Keep in mind that I am the payer and I called to cancel and they are reviewing me?. No wonder their share price is struggling and dropped from $350 to $60. Clearly in the dumps. A terrible company and must be avoided at all costs. Use Venmo, Stripe, and Square or the bank directly to pay.

Products used:
I was the payer who attempted to cancel the transaction before anything was initiated. Nothing was received.

Service
Value
Quality
Thumbnail of user olegc13
10 reviews
7 helpful votes
November 30th, 2023

This is probably the worst customer service I have ever met. I do regret I chosen this company for my finance transfers. Customer service specialists respond very slow in chat. Their responses contradict to each other. What they do is just kick the customer out to get rid of him as soon as they can instead of helping him. There was a time when I called their service via the phone and they just hung up. Apart from that, money transfers via PayPal have a lot of problems. E.g. They can allow you to put lots of your money on their crypto balance. After that, there are a lot of problems and delays to take your money back.

Tip for consumers:
There are plenty of other money transfer systems on the market, better take another one

Products used:
Money transfer

Service
Value
Shipping
Returns
Thumbnail of user gt124
8 reviews
11 helpful votes
March 7th, 2024

Wonderful world of high fees Paypal, where your money will get drawn from your account no matter what you do. You'll be able to take money out when they feel like it. Last straw: I cancelled a Fotor subscription 3 days before the draw date, mind you I cancelled it months before woth Fotor, but this was directly with PayPal. It shows fine as inactive, with accurate dates. 3 days later, I get a note from my old bank that they rejected the transaction...Then I get 3 more notices in 2 weeks. Finally, the find my new card and charge that. Mind you, they have documented proof on their site I cancelled DIRECTLY WITH PAYPAL. So, silly me, I dispute it. They credit it, then they reverse the credit because the merchant states they delivered goods...Um, it was a subscription that I used 1 time and paid 40 bucks for because it was awful...But again, I cancelled it ON PAYPAL...Oh, after the review, the date of cancelation magically vanished...But don't worry, I kept the emails...And if they steal this money from me, as I told them, I'll take it back from employees inlays they've never contemplated.

Service
Value
Shipping
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Thumbnail of user selenas44
17 reviews
1 helpful vote
March 16th, 2024

Ho perso il numero di telefono che prima era associato al mio conto paypal, e così non posso più accedere al mio conto e account paypal dal momento che mi viene richiesto di ricevere un messaggio o una telefonata al vecchio numero, che non è più attivo. Nella sezione "aiuto" di paypal non ho trovato nessun aiuto possibile, poichè semplicemente si consiglia di cambiare il numero di telefono dall'area riservata inserendovi quello nuovo, ma tale azione non è però possibile - contrariamente a quanto segnalato sul sito di paypal - per il semplice fatto che quando si prova ad accedere viene richiesto il numero di telefono! Trovo assurda questa cosa, perchè nessuna banca normale fa perdere l'accesso al proprio conto se non si dispone più del numero di telefono originario!

Thumbnail of user andyp462
2 reviews
4 helpful votes
February 16th, 2024

The money appears in your account the following business day, and the transfers are easy and rapid. I highly suggest it. Extensive accessibility on nearly all websites. Cons include phishing attempts and spoof emails sent to the official email address by people posing as Paypal, which implies ongoing cyberattacks.

Service
Value
Quality
Thumbnail of user lons59
1 review
0 helpful votes
March 30th, 2024

Paypal has multiple website pages that promise a full refund, including original shipping. But caveat emptor!

One of the caveats, hidden deep in the bowels of their legalhub is quote "if you're filing a Significantly Not as Described claim. PayPal may require you, at your expense, to ship the item back to the seller, to PayPal or to a third party (which will be specified by PayPal) and to provide proof of delivery." WHAT THAT MEANS TO YOU IS "if the merchant makes a mistake and sends the wrong thing, the consumer is responsible for covering the costs of that mistake."

But wait! It gets worse. The merchant I purchased from posts a return policy specifying that the consumer is not responsible for return shipping when the wrong item was sent. I ordered a black shirt and received a white shirt. Despite the merchant's return policy, PayPal refuses to process a refund until I send the white shirt back AT MY EXPENSE.

So, before purchasing something from a PayPal merchant, consider how much it's going to cost you to send it back if the merchant sends the wrong thing.

Service
Returns
Thumbnail of user ginaw454
1 review
0 helpful votes
April 17th, 2024

PayPal put a limit on my account and now I can't process credit cards. They asked for information, I supplied it, they said the review would take 3 business days but after that, they asked for more information and another 3 days to review that and then they wanted more information and after I provided that they say 5 days.

Beside this nightmare, Zettle app has been awful. They only recently added the ability to keep customer information. I can't even find out what customer received a receipt for any charge before. Now it still cant look up what customer made a particular charge. It only shows me the receipts when I look up a customer file. It is very unsophisticated.

Tip for consumers:
Don't use Zettle!!

Products used:
I have used PayPal for many years but it was Zettle, which will only work with PayPal that made me have problems with my PayPal account.

Service
Value
Quality
Thumbnail of user ak08191980
1 review
0 helpful votes
March 1st, 2024

PayPal thieves. Scheme of deception: they issue you a PayPal credit card, the only option for using cashback is to transfer it to your PayPal account. Then they block your account and your cashback disappears. PayPal stole more than $300 from me.

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Value
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Thumbnail of user drd254
1 review
1 helpful vote
January 30th, 2024

Avoid! My business was setup with Paypal. The experience was horrific. On one occasion, a customer purchased a product, received what they had requested, but then initiated a chargeback through their bank. We sent Paypal all the evidence that this was a fraudulent attempt on the customer's part. Paypal just accepted the chargeback without fighting for us. More recently, a customer asked for a refund. We processed it. For reasons that were never explained, Paypal sent the customer the refund, but didn't withdraw the funds from our bank account. Instead, Paypal put us into a negative balance, and subsequently sent us to collections. However, they never sent us any notification that we had a negative balance. They never sent us any notification that we were in collections. The collections agency itself, which is run by Paypal, never even reached out to us. Paypal did, however, constantly send us spam emails offering loans and marketing services. We only discovered we were in collections after being unable to log in. At that point we had stopped using Paypal so weren't logging in regularly. When we called Paypal to figure out why they hadn't just deducted the funds from our bank account, they had no answer and no apology. They just directed us to their own internal collections agency. We've always been in good standing with every one of our other payment processors, have had no problems with these other payment processors, and we run a successful business. At the end of the day, Paypal just cost us money and time with their incompetence. Not worth it.

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Value
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Thumbnail of user shawn.augustyn
1 review
1 helpful vote
November 10th, 2023

My account a created for a charity got hacked and all the monies colleted stolen. Details:

Bank - CITIBANK N A x-7192

Transaction id - 6RM*******N*******G

I got zero protection from PayPal, a platform I picked because I thought it was secure. The money is gone and we had to stop the charity as thet account is now compromised. Don't use PayPal, their promise of protection is a joke

Service
Thumbnail of user allisons695
1 review
0 helpful votes
March 5th, 2024

From my experience its nothing to write home about i put money into the system and didn't leave with a dime. I regret ever trying, beware i have tried so many other with same outcome and i want to help those of you out there who has been through same. I got the help I was seeking through uncac.net

Thumbnail of user albertj214
2 reviews
6 helpful votes
May 26th, 2022

PayPal is a vital tool for me so I'm thankful for it. However, the design and security tinkering over the last two years has given no improvements at all. Firstly the new telephone alert simply to log is happening every day. It's simply too much. Then the design overhaul seems to come from a department that's making changes that are not well thought out. When I want to check last year's payments I have to shrink the screen of my 14'' lap top down to 68pc simply to allow it to function.

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Thumbnail of user sudhan.louis
1 review
0 helpful votes
January 11th, 2024

They dint honor price protection policy. Customer service does not respond to emails. Worst experience

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About the business

Payment and credit card processing for individuals and merchants.

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