They dont honour fraud protection.
16.3. Under the MasterCard Zero Liability policy, you will not be liable for any unauthorized purchases that are made with your Card if the following conditions are met:
you did not contribute to, were not in any way involved, and did not benefit from the unauthorized use of the Card;your account is in good standing;you have exercised reasonable care in safeguarding your Card and your PIN; and
you have not reported two or more unauthorized events in connection with your Card in the preceding twelve months.

Disputes were placed against Bidtoro.com for funds paid. Terms of agreement were breached, goods not delivered, cash back not honoured and more.
Other credit card companies (MBNA, CIBC, BOM) honoured the protection.

WALMART refused to honour their policy and offered no consumer protection.
Dont waste your time and money dealing with them.

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