We had a flood in April and so far Sonnet Assurance has not repaired our basement. I have found them to be very unprofessional and the people who work for them are very careless and rude...
They're operating under a new brand name (as opposed to Economical Insurance), Sonnet Insurance, and the customer service isn't any better. Their customer service nearly rivals ICBC, and that's saying something.
They use a lot of different brand names (Economical Insurance, Family Auto, Sonnet Insurance) to avoid the consequences of their extremely poor customer service.
Answer: They are a subsidiary/brand name of Economical Insurance. Technically, they are legit. However, their business practices are certainly below standard, and if you purchase insurance from them, there is a high probability you'll regret it. Check out their reviews on Facebook, etc.
Answer: Convenience. Don't fall for it. They are a terrible company. You'll regret it.