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Sainsbury’s Bank

How would you rate Sainsbury’s Bank?
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Poland
7 reviews
0 helpful votes
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I firmly alert against drawing in with Sainsbury's Bank, as my experience proposes they work as a trick organization. Be careful about any contribution, as it might bring about monetary misfortune and negative outcomes.

I've gotten my cash back and that was just way I could go about it. I found support from. (I Involved THEIR Site URL AS MY Showcase NAME AND PROFILE PICTURE ON THIS Audit INCASE YOU Want Assistance AND Believe Should Connect with THEM).

Note: I did this on account of the severe arrangement here and truly I simply need to help whatever number individuals as would be prudent to get their cash back.

Date of experience: October 11, 2024
Sweden
4 reviews
4 helpful votes
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Good interest rates, and online banking itself is fine... but telephone banking is appalling! Security questions they ask on the phone are "generated" based on your Experian credit report. If you don't have access to that, then you'll likely fail security and they'll lock your accounts! - avoid!

Date of experience: June 21, 2018
GB
2 reviews
6 helpful votes
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Dont fall for this scam, whatever your circumstances are you will never get a loan at 2.8% APR, even if you apply for only £7,500! I dont pay a mortgage, have no debts, keep a credit card (fairly low credit limit, which I barely use and never been late with my monthly payments), only for the sake of having good credit score, according to Experian -978, (the one Sainsburys Bank use), and yet the APR increased from 2.8 to 10.1% at the end of the application, after all personal details, including bank details, have been filled. I didnt actually need this loan, applied only because the APR was advertised at such amazing % and as I expect in couple of years my son to get married, it wold be nice to have some extra cash. I did not agree with the 10.1% APR, clicked the button No, thank you and called for some explanations. Believe or not, the answer was: Having a credit card can be one of the circumstances your rate to be increased, because you have to pay one more direct debit. Judge it for yourself- when they cant give any reasonable explanation, they will say: " You have a credit card and its on our list of circumstances."

Date of experience: May 25, 2018
GB
2 reviews
1 helpful vote
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Poor
September 14, 2022

Surprisingly bad with customer service considering how good their supermarkets are. Banks and Insurers seem to have different ideas on how to treat their customers.

Date of experience: September 14, 2022