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Atanaska V.

Contributor Level

Total Points
266

2 Reviews by Atanaska

  • Sainsbury’s Bank

5/26/18

Dont fall for this scam, whatever your circumstances are you will never get a loan at 2.8% APR, even if you apply for only £7,500! I dont pay a mortgage, have no debts, keep a credit card (fairly low credit limit, which I barely use and never been late with my monthly payments), only for the sake of having good credit score, according to Experian -978, (the one Sainsburys Bank use), and yet the APR increased from 2.8 to 10.1% at the end of the application, after all personal details, including bank details, have been filled. I didnt actually need this loan, applied only because the APR was advertised at such amazing % and as I expect in couple of years my son to get married, it wold be nice to have some extra cash. I did not agree with the 10.1% APR, clicked the button No, thank you and called for some explanations. Believe or not, the answer was: Having a credit card can be one of the circumstances your rate to be increased, because you have to pay one more direct debit. Judge it for yourself- when they cant give any reasonable explanation, they will say: " You have a credit card and its on our list of circumstances."

  • Wordery

3/2/18

Took them an entire week to ship a book from their UK store in Norwich to London (payment was cleared immediately) and now they blame the weather conditions, forcasted well in advance. They claim they have 25 employees and "deal with 25,000 orders on a busy day", which means one person deals with 1,000 orders per day!?! Well, if they can't cope with such demands, why don't they hire more staff? As it's an online shop and payment can reach their bank account in seconds, why do they need 6 days the order to reach their store? My first and last order!

Atanaska Has Earned 6 Votes

Atanaska V.'s review of Sainsbury’s Bank earned a Very Helpful vote

Atanaska V.'s review of Wordery earned 5 Very Helpful votes

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