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Preapprovedtotal.cards has a rating of 5.0 stars from 1 review, indicating that most customers are generally satisfied with their purchases. Preapprovedtotal.cards ranks 143rd among Personal Finance sites.
Having a low score can feel like being stuck in a pit of your own making with no way to dig yourself out. You can't qualify for the best credit cards or personal loans, so you have to settle for a credit card for bad credit—complete with burdensome interest rates and fees.
Tip for consumers:
While the Total Visa Credit Card can give you access to an unsecured credit card even if you have poor credit, its multiple fees make it a very expensive option. Because those fees are non-refundable, you’re likely better off with a secured credit card. Over time, you can improve your credit and qualify for a regular unsecured card. When you do, you can get your security deposit back, saving you hundreds of dollars over using the Total Visa Credit Card.
Products used:
Total Visa
Pros
Reports to all three credit bureaus
No minimum credit requirement
Cons
High fees
High APR
Cannot use outside of the United States
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