This is the worst bank that I have ever come across. Please do not use this bank if you want to lead a peaceful life. It's a caution for everyone who wants to use Andhra bank services. I am facing a lot of problems with them. No proper customer service, no proper service, bank declines amount every time through net banking after they have changed the server, and last but not the least, poor by all means. I regret now for using this bank.