In the past years, I have had a really exhausting experience with the payment processing channels which has been a huge failure for my company's growth. But I could not just ignore the need of processing payment in today's world. When I was thinking about growing the revenue of my business, one of my friends suggested me to opt for credit card and ACH services. On the next day, I started my research over the Internet and accidentally came to know about David Philip Webb who has an in-depth knowledge of decreasing expenses and improving the company's revenue through innovative payment processing solutions.

The owner of PPAY Inc. David Philip Webb aka Philip Arcand, age 58, released in May of 2011 after doing 10 years for his part in inserting numerous fraud/fictitious merchants into a bank's portfolio causing millions in losses. He is now trying to manipulate public data by writing fake positive reviews about his shady companies. Philip Arcand changed his name and is now back in the merchant processing business to defraud unsuspecting online merchants! He is a very manipulative and scrupulous criminal! AVOID!