Probably way too late to follow up on this. But did you ever get your refund? I am asking because I used my card on Monday and had to return some of the items today. The refund was not immediate. Called number on back of card. It's automated only. No live person. Finally found a real customer service number to call (1-877-426-2551) and spoke to someone who said it can take up to seven days. I also ended up finding that information buried in the terms and conditions of the card user agreement. I am concerned this money will not make it back on the card. Hopefully it shows up. I will update when the results come in (or don't come in).

Sorry for such a late response but the refund should take effect immediately