eSurranty Questions & Answers

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Here’s what consumers have asked with answers from eSurranty staff and previous consumers.

12 questions answered
33% answered in 1 day
Question:

I have claimed my lost phone three weeks earlier when an agent named sean henson sent me a few forms and deducted 269$ saying that i would have a new phone within 3-5 business working days. from that day i stopped receiving proper communication from the agent. and for the complete last week he has not replied me at all. i dont understand what sort of an insurance company does not have a claims department phone number. i would like you to take serious action against this or i might have to report it as a fraud as i am not being replied or addressed to properly. thank you, sai charan balagam

Answer:

I am sorry you are having an issue with your claim. You can contact the claims departments general mailbox at claimsdpt@esurranty.com and your concern will be forwarded to the claims department manager. Our claims department does not have a direct number but each claims representative has their own extension. They can choose to give that to customers, but they are not required to as it is the policy of our claims department and underwriting to converse with customers by email as it is more efficient. As I can not look at an open claim I can not give you any information about your claim. I can tell you from the past claims I have seen when there is a delay it is usually that the customer did not send in the proper documentation or there is an issue involving fraud. I am not saying that this is the case with you, but I am telling you what I have seen in the past as we have hundreds of claims per day and our claim completion/payout rate is over 93% which is 20% higher than the industry average.

By Rachel M., OP CS Manager
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Question:

Is this a legit company?

Answer:

Are you a real person?

By Rachel M., OP CS Manager
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Question:

Answer:

Is it worst consulting a Lawyer?

By Sarah Y.
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Question:

They are listed undere esurranty.com and esurranty.net....is the one site a scam?

Answer:

No. esurranty.net was developed after a person not affiliated with the esurranty company attempted to register the domain. It was originally used only for esurance customers when esurranty had a contract with them. When esurranty cancelled that contract they kept the site operational to serve the leftover customers that didn't switch their accounts to esurranty.com.

By Rachel M., OP CS Manager
Question:

I purchased an iphone 7 plus about 2.5 weeks ago. i read online that esurranty offers a 3 year product protection plan for about $200 that also covers loss/theft and assorted damages. is this the most cost effective plan?

Answer:

The policy page for that device is here: https://www.esurranty.com/iphone-7-plus-insurance/ and yes our policy covers loss and theft. In regards to being cost effective, we advise that a 2 year plan is usually more cost effective as the price generally go down for the coverage after the 2nd year.

By Rachel M., OP CS Manager
Question:

I have returned the purchase of the esurranty insurance with in one month but i am still waiting for the refund almost after 2 months. i really need some help on this. its a hard earned money and i can't let that money simply go away. i have mailed 5-7 times, received response 2 times but no action on refund.

Answer:

Thank you for contacting us. A policy under your name is listed as refunded in our system. In looking at the claim notes it shows that you were informed 03/13/2017 that the credit was returned to us so we resent it to your bank.

By Rachel M., OP CS Manager
Question:

2 days ago i moved my iphone 6+ from verizon to community cellular (the aarp affiliated cell phone carrier). asurion is still my insurance carrier. how can i switch coverage from asurion to esurranty? o have proof of coverage with today's date from asurion.

Answer:

Thank you for contacting us. All you have to do is purchase your new policy from us online and once you cancel your other insurance with Asurion, you would send us your cancellation confirmation from them and we will then credit your account $20.00.

By Rachel M., OP CS Manager
Question:

Out of curiosity, what happens if your phone is damaged within the first 30 days that u r enrolled?

Answer:

If you have a yearly prepaid plan, then it is covered under your policy with us. If you chose the monthly payment option, the coverage will not cover it as coverage for monthly payment plans does not start until the 30th day after the policy is initiated.

By Rachel M., OP CS Manager
Question:

Im interested in getting insurance. i have read the positive and negative reviews. i called an apple store in both modesto, ca and sacramento, ca and they both said they had never heard of esurranty insurance. i explained i paid for the phone to be fixed upfront and esurranty insurance reimbursed me. they both said to beware

Answer:

As we are not affiliated with Apple as stated on our web site, it is not a surprise that Apple employee's have not heard of us. Also, apple would never want a customer choosing any other coverage than Apple Care+ as it would be in direct competition with them. Please feel free to contact us directly with any questions and an agent will be more than happy to help you. We do not pressure sales on customers, we simply give them the fact of our coverage and let them make an informed decision. Posting guidelines prohibit me from listing our number, but a quick search online will bring it up for you. Thank you for considering eSURRANTY.com and we hope to earn your business.

By Rachel M., OP CS Manager
Question:

Discount for insuring more than one phone?

Answer:

Yes we offer discounts on multiple devices. The discount depends on the number of devices. We offer family plans as well as corporate and educational plans. Please feel free to contact us through our live chat or email our sales department (sales@esurranty.com) for a specific quote. Thank you for considering eSURRANTY.com and we hope to earn your business.

By Rachel M., OP CS Manager

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