White M.

Why not try asking for a $500 loan from a family member or friend and pay them back $150 or $200 more than you borrowed. It would be cheaper. Don't look bad on them for accepting the extra cash. Payday loans would get a lot more than that. Can't find anyone to loan you the cash? That is because when it is a family member or friend, many times they are not treated right and never get their money back. Either the borrower don't pay it back at all or they only pay a portion of it back. I speak from experience. I have about 6 people right now that owe me over $5000 total. That is the reason why payday loans are in existence and why they can charge what they want.