I opened this account because I needed credit to purchase Christmas presents a few years ago. I made the mistake of ordering a lot of things and shipping is NEVER free with this company. The shipping was almost as much as the actual products I bought. I also found everything I ordered for much lower prices at many other places. I got behind on payments a couple of times and the late fees are outrageous. I also had issues with products not being sent when I was charged and went through hell trying to get problems fixed. My mother in law is still trying to get her Christmas present from 2019. She paid shipping to send something I sent her back, reordered what she wanted and it still has not been sent to her. I am closing out my account and will not buy another thing from them.