I looking at opening a viable online business, avoid Stripe altogether as scammers seem to flock to Stripe because the buyer can file a claim and Stripe will just refund their money without any requirement to even return anything. What a deal for Stripes scammers though. They can purchase an item and doesn't even attempt to look out for sellers so the buyer keeps the item and gets a refund besides. It was my mistake to give Stripe a try in addition to the other payment processor I have been using for decades. It also only took one transaction to realize Stripe isn't even a legitimate processor that can be trusted. If you want to be profitable you should not risk your profits because of the incompetence of a processor like Stripe.