It seems nearly all of the negative reviewers didn't bother to read what I saw very clearly. Use your head - any "free" website asking for a credit card will always have some sort of automatic billing that you need to back out of after a trial period, just like your "free" HBO/Showtime Comcast/Xfinity deals; they expire, then your bill goes up because you forgot, too bad, so sad. So what I did after saving and printing my form, which I always have free access to whether I pay or not, just like they promise, I "downgrade" my subscription immediately. No fuss, no muss, no bill. Don't blame this website for nailing you later for not reading what you agreed to.