First I had no complaints then I find a $25 charge on my bill. I called come to find out they charged a late fee. Whenever I get the bill I mail in a check the next day. With this mail like it is I think Care Credit should check the postage date to see when it reached the post office and got stamped. They dismissed the $25 for me. I was so unhappy cause of this but I had to use it again. I only have six months to pay it off unless I divide my bill by 6 and pay more I will be charged interest. Care Credit never charges me the right amount each month. Had I not caught this I would hav been paying interest.