Who would like to join me? If you are interested please respond. I believe there is enough evidence that this company has unfair practices and robs people of their money. They need to be audited for compliance of their own bylaws found here: https://www.giftcardmall.com/bancorp-cardholder-agreement by the FDIC, as well as, be held accountable for their horrible banking practices which cheat consumers out of their money.