I was reading the reviews last night after being a member for 5 weeks. I agree that I think its virtually impossible to make any money from it & could cost a lot with upgrades. After following the guidelines from the other reviewers I decided to go through PayPal directly & request a refund quoting the money back guarantee. This morning i have had an e-mail & after looking at my account there is a refund posted. I am so pleased. One word of advice anything paid in dollars shows on a seperate page so go into the currency it shows on your statement. Well done home website for honouring your blurbs & paypal for the swift conclusion. Nina