We went with this company as they said they don't check your credit history they wanted £49 so they can get going with the loan then they said we had a loan then after a few days we found out we were declined the loan due to our history so we decided to cancel our account and get a refund as it was before 14 days we were told we will get it in 14 days time but when it was not still in the bank we rang them they then said we will not be getting the money back. Due to this company our credit rating has gone down alot so now we have to wait to get a loan SO STAY AWAY FROM THIS COMPANY..