Only someone going through a catastrophic emotional breakdown with severe mental illness would pay these rates. Ask Now has to know this. They safeguard themselves with terms and conditions so technically it's not illegal but the whole experience is taking advantage of the mentally unstable. In 2016 I spent over $3000 within 2 months after I experienced coercive control and emotional abuse from my ex boyfriend. I paid the amount due because I did owe it but when I look back at how I was so desperate at that time, it's just so sick. Psychology well people would never call here.