This is from an actual user of the site for nearly three years. When I joined in 2012, all you had to do was create a profile and pay for credits to send letters or chat. Now, as of October 2015, they have recently implemented a 10 dollar a month "membership." It does not include anything, it is just another money grab, and there are many. Without this so-called "membership" you cannot communicate with any lady. And communicating is the point of the site. You have to purchase credits, as they are required for everything. Ten credits just to open a letter after the initial free letter, ten credits to send a letter, ten credits to open any additional photo the lady sends, ten credits just to view one of the lady's videos. If you want to chat, it is one credit per minute. If you want to see her live webcam, it is two credits per minute. If you want a "higher quality" webcam of her, called Cam Share, it is a credit-eating 6 credits per minute. You will get bombarded with dozens and dozens of invites while online, asking you to chat with various ladies, usually from Ukraine, but also from other Eastern European countries and sometimes Russia or Europe. It is very easy to lose yourself in a web chat, especially when the lady sends photos (15 credits to view during Chat), and the lady is interesting, naughty, or starts talking about wanting you to visit them. In just an hour, you can burn through over a hundred credits, and credits are not cheap, we are talking hundreds of dollars for enough credits to chat with just a few ladies a night. The more credits you purchases, the better discount you get, but you will still need a lot of credits, especially if you meet a nice girl and she wants to chat a couple of hours a night. You will easily spend a over a thousand dollars a month if you enjoy chatting, and the ladies love to chat with the webcam. Yes, there are real ladies here, some who genuinely do want to meet someone, but there are other's just there to find a gullible sugar daddy.
I did meet some ladies on the site, and ended up visiting four ladies in various cities in Ukraine in three separate visits over two years. None of them amounted to anything special. Two were nice, and I still email them occasionally with personal email. One turned out to be a schizophrenic, and one turned out to be a gold digger. You just never know until you meet them.
This site does not let you exchange personal information in letters or chat. You can call them with your phone, but it is very expensive.
A few things I learned: the ladies will encourage you to chat for a long time. They do not want to give out personal information. Some have no intention of wanting to meet you. Many will lie about coming to visit your country. Never send them gifts or money right away. Make sure you get many photos of them, and make sure they are current (some of the profile photos are old). Make sure you use webcam with them. Make notes about important things they tell you on chat and webcam (I found out they often tell you something in a letter, but something totally different in chat, and something different in person. A good sign they are not serious or they are scammers).
I cannot recommend this site, it is for those with much disposable income only. On the other hand, I did meet some nice people, and I did visit an exotic country because of this site. But other than a few memories and a couple of distant acquaintances, I am a lot poorer, if not a bit wiser.