I have been with Metromile since May 2017. Now, I have not had any accident while insured thru them but I was super satisfied by the rate per month. I used to pay $160+ a month but now I pay about $70! It truly is an ideal insurance for people like me who don't drive often. Only reason I gave a 4 stars is because their communication for roadside assistance need work. I waited 1.5 hrs just to have a the primary tow truck never calling us to locate us and secondary tow truck come get my car in 15 mins.