In the past when I was in Iraq Paypal gave access to my brother, now nothing really affected me other than upon my return I could not use it myself due to the credit card transaction I had no idea how and what credit card he used forcing me to used an alternative email address. That brings up the question how safe is to use Paypal. I recently made a purchase I was not even asked which pay method I wanted to use, they processed payment on a bank account that my wife had recently closed. Well the bank contacted me letting me know and offer options. So I attempted to contact Paypal using the phone number from the website first if I was over 50 push pound, offer for T-Mobile and last Satellite Cable. No customer service rep. I called several times finally they said my phone would be block. I called 4 times thru Ebay, got hung up by the time I got thru I was hot. No results. I paid the bank and their fee. Good luck with them.