I purchased $75 in gift cards, and immediately received an email that my account needed "further verification required". The email message told me I had to call *******065. They asked me personal questions that are usually asked only by banks and financial institutions. What street I lived on, car details, loan I previously or currently have? I called my credit card company immediately after, and was told Raise was already on their fraudulent activity list... and should be avoided. The fraud department replaced my credit card, and put out a fraud alert to the credit reporting agencies.