Bought two gift cards for a high dollar Home Depot purchase and Raise cancelled the transaction. I used a $5 off for new accounts coupon code and they cancelled as another person at the same address had an account. Don't they know that multiple people live in a house or property. Used Paypal and Home Depot directly for purchase. Raise CS promised to stop sending me solicitation emails but they have not. If you like SPAM, the 5-8% off might be worth it.