Ash T.

I signed up for kabbage in spring of 2013 and had used it by taking a small loan once or twice. Everything went fine and so when I was presented with a few oppritunities to buy a lot of excellent inventory in November and December of 2013 I turned to kabbage to make it happen. I was approved for up to $8500. I was not sure how much I would need to purchase inventory, so I took a small loan under $1000. Then the oppritunities expanded several times and I ended up taking multiple loans out, totaling $4500. Prior to doing so, I had checked how much the minimum monthly payment would be for a $4500 loan, and it was just over $1000. I figured I could swing this if I was careful the next few months with spending. Well, much to my surprise and horror, when my Janurary statement was updated, my minimum monthly payment was almost $1600! Apparently, if you take multiple loans totaling $4500 the minimum payment is much higher than if you just take one $4500 loan. Does that make any sense to anyone?

One huge issue with kabbage is LACK of info. You get a statement with your minimum monthly payment around the 5th-7th of the month and then have less than 3 weeks to pay it. You can't see which loans are paid off, which fees are for which loans, how much your minimum payment will be next month, etc! Who ever heard of such a thing?

THEN I found paypal working capital. Now I feel like a moron for using kabbage at all. My fees for taking a $1000 loan from kabbage are a little over $180. I can take a $1000 from paypal working capital for $31. Yes, I am serious.

As soona s my kabbage loans are paid off will no longer be using kabbage. The fees are too high, they don't give you any detailed information at all about anything on your account, and the minimum monthly payments make little sense... And since there is no breakdown of the minimum payment, you can't even see why it is what it is. They just give you a number and you have to pay it.

So, kabbage can be helpful if you take one loan and repay it before taking another. If you need $4500, take it all at once and not in 5 or 6 smaller loans... Or you will be in for a major shock!

I ordered once from this site and was pretty happy with the items, but then they started spamming me constantly. I was getting at least one email a day from them, sometimes several, and they use all different email addresses so blocking them is nearly impossible. I downloaded the ipad app and got a $10 credit so I have been looking to buy something else to use the credit, but find it really hard to shop because they pin all their tops and dresses back on the mannequins so everything looks form fitting until you read the measurements and realize the actually shape of the clothing is totally misrepresented. For example, I looked at what seemed to be a form fitted blouse in a size small. Upon erasing the listing I find that this top actually has a 50" bust and is very oversized/draped in fit. Yet the pictures so something totally different because they insist on pinning everything back. Not a smart move!

I buy from thred up occasionally. They have a great selection but are missing a few key points from each listing. They do not note WHAT the flaws are on items they say have flaws... I bought one pair of pale green pants that ended up having what looked like splattered coffee stains throughout the thigh and mid leg area. They were not wearable. I have had some good experiences though- I have gotten several expensive items for less than $7 on this site. I am not sure how they figure out their pricing as it seems a lot of items are very overpriced, while other items are very underpriced. They could probably get better prices if they described each item more and also included some measurements! I have never consigned with them or sold them clothing- I have heard they pay less than you would get for the same items at a yard sale. Easier to just donate to charity and take the tax write off. One issue I had with them was when I ordered a dress, listed as a women's brand and size. I received it and it was the children's brand from the same designer so my woman's medium dress was actually a child's medium and wouldn't have fit an adult unless they were a size 0000. I emailed them and they refunded immediately so I was happy in the end, but the refund was a credit to spend with them- NOT my money back. I will continue to buy from them occasionally, but I do so knowing that my chance of being happy with the purchase is about 50/50, so I don't spend a lot.

I was a little concerned with ordering contacts (and spending $80) with a site based out of the US. I couldn't find a lot of reviews, but decided to give it a go! My contact lens rx had just expired and I had missed the date to reorder by a few weeks. I placed an order for 2 boxes of a brand of contact lenses that I had not tried before. I received them in less than 2 weeks and all is great! No issues at all. I am thrilled with this company. I will be back to order more in the future!