If i could give any less than 1 star i would. Tried to cancel my account, but i guess in addition to canceling on their website you also have to call. I'm negative in my account and all i can say is thanks alot! Lost "credits" for not using them in time. Small print on the website where it tells you what you NEED to know. If you are one of those people with money to blow and never have to look at your bank accound then this website is for you, otherwise, not so much!