The shoes are cheap and low quality. If you forget to "skip" the month they charge you $39.95. However the worse part is, once you have the $39.95 credit on your account, there's only a limited amount of things you can use it on! The credit CANNOT be split into different transaction. For example, I found a crossbody purse for $29.95, thinking I could use my credit towards it and keep the remaining amount on my account, but I cant'! The credit must be used all at once. How can you charge my card, take my money but not let me use it on items i want?! There is not one thing i find cute to use my credit on. The trend in shoes right now is lace up/ tie up heels, every other online retailer has many cute styles of them, EXCEPT shoedazzle. The definitely need to hire some new buyers who can keep up with the latest fashion trends atleast.