Easy to install and get going. Sometimes... however ending your account or closing out business is not so smooth. I called customer service several times and was assured the account was closed only to see it MAGICALLY reappear on my bank statement two months later. This happened several times. Always the same reassurance that the account was closed and there'd be no further charges. Only for it to appear over and over. Finally had to change accounts and close that one to deny them access to anymore of my money.