I decided to go with NACA because they don't consider your credit score and the counselors work with you to become qualified. NACA has made me more diligent with saving money by not spending on wants but needs. This method has strengthen my assets considerably. Also, because you have to volunteer your services as you see fit at least 5x a year which is great because you are giving back to the community. DEE in Far Rockaway

NACA is unique as it doesn't require a down payment, the amount of money that needs to be saved is reasonable and they don't focus on credit score rather they help prepare you for the financial responsibilities of home ownership.

BEST INTEREST RATE
GREAT SERVICES
NO DOWN PAYMENT REQUIRED
BUY DOWN INTEREST RATE OPTION IS AVAILABLE
NO CONSIDERATION FOR CREDIT SCORE
NO PERFECT CREDIT REQUIRED
NO CLOSING COST
NO MORTGAGE INSURANCE

They don't focus on credit and don't require a huge down payment