I agree why do they have to have your bank account if its a free account?

Why do i have to surrender my soul to make a account. What the hell. The last agreement says "I have read the legal terms, and I agree to them. I also surrender my soul." is this a joke

I've used this site for a couple years and was watching a movie just now and lost my connection and when I got it back I tried to get back on and the page says I've been banned? What the hell? Anyone with any info/advice?

Has anyone else been scammed from using this website? I got a message on my computer from hackers (as did many others worldwide) saying to pay up 200 dollars or authorities would come arrest me. Anyone think its from this site?