I secured a card with this fraud of a company with a $1000. 00 deposit. When I realized they were damaging my credit by not posting payments sent in well before due dates, I requested that the account be cancelled IMMEDIATELY! I was told I needed to pay the "balanced owed and then it will be cancelled", so I did so. Fast forward 6 months, I pull my credit report and low and behold... guess who is still reporting "past due" amounts to all three credit bureaus? This joke of a company! Not only did they not cancel the card as promised, they are charging fees for "no activity"!
RUN dont walk away from this company! They will keep draining your account as long as they can and then when you complain, they will dismiss your complaint and destroy your credit!