I had the best plan they can offer my pet went to the vet for vomiting they picked somtinng else knowing it wont be covered, coughing that started a day before the plan began mind you I paid five days before. They want you to wait five days after payment.So my vet did a blood test came back he had a infection that was why he was sick this was done 4/23/18 plan started 2/21/18 they are not Concerned about pets or the owners just your money. What good is this insurance if you have to pay upfront and not sure if its covered for that I will open a account for my pet and know I will have for my lovely Companion.