I willingly entered into a contract for a purchase of a 399$ Chair and the end of my 90 days If I choose to pay off early i would have owed 30$. Covid Hit during that time and my auto payments continued to come out of my account which was fine. However I miscounted days and was about 2 weeks past my 90 day payoff. I called to explain and was told by a VERY RUDE rep. That SORRY a contact is a contract..