This site is a scam. I went through the process of filling out your information online and get a "quote" at the end. The "quote" was significantly lower than what I was paying now so I was really excited. I then proceeded to call the said "insurance broker" to get my lower rate. To my surprise, when they ha me on the phone, they went through all the same questions again. I asked the agent why. She skipped my question and gave me my new quote. This time it was higher than what I'm currently paying, and significantly higher than what was "quoted" online. I asked why such a big difference. The agents answer was "what you see online is only and approximate quote as the site you are using is not legally entitled to issue quotes as they are not licensed". I kept pressing and she said "the site you are using is only to generate leads and not a licensed brokerage that can provide quotes". What a waste of my time. Has anyone else experienced the same? Please share.