I brought 50 leads. WIthin 24 Hrs i requested a refund because i had a family emergency. He told me they do not do refund. BUT on their terms and conditions it states IF a REFUND is issued a10% fee will be issued and i said thats fine. Someone in the background told him just to tell me he will try and get it resolved before 5pm ( time they close nd it was friday) NO CALL. I called back the following week and he told me no refund andi again said your terms and conditions says different. I went ahead after going back and 4th with him I specifically asked for leads that did not already have life insurance policys. The entire batch of leads were either dead #'s, Wrong #'s, Wrong information, People who had insurance and were satisfied, People who told the "gentlemen over the phone, I am not interested". When i told GREG about this he told me well you should sell them anyway try doing this... He then told me anyone who isnt interested would not have made it into the system. I said well thats 80% of my leads that are already insured not interested not looking for another policy nor do they want to switch. Still tried to tell me how to do MY job. These leads are garbage GREG is a FRAUD and so is the company! I tried to return leads to try and get atleast 1 good one. SOMEHOWW the option to return was taken away and it was prior to 7 days! CRAPPYYYYY COMPANYYYYY